Accommodation"Sharing All Things Ghana"
Accommodation In Ghana
Getting good accommodation in Ghana is crucial. There are a few different things that you may want to consider before you take the plunge. Do you want to rent or buy a property? Share or live alone? House or apartment? Live in the heart of Accra or just on the outskirts?
Renting is a great way to start if you are unsure about the particular area that you want to live in. Sometimes an area can seem really appealing until you live there for a while and then you find that you now live in the middle of dumping ground, “so to speak”.
If you do decide to rent in Ghana you need to know if you will search for the property yourself or if you are going to use an agent. Bare in mind that if you do use an agent they are likely to take a 10% deposit from you or 1 months rent. In my experience it is best to come to an agreement very early on so that there are no nasty surprises later. Remember to negotiate, everything in Ghana is negotiable!
Searching for a property without an agent is quite common here and fairly straight forward to do. All you need is find an area that you like and drive around until you see “To Let” signs. I know on paper that seems quite tiresome but it will save you a whooping amount of money in agent fees later on.
It is also common practice in Ghana to pay for rental accommodation 1 or 2 years in advance so be prepared for that. The law on rental is 6 months in advance but a lot of people do not stick to that standard. As Ghana develops there are now a few people willing to look at month to month payments but these landlords are few and far between.
Buying A Property
Buying a property is a great way to save money in the long run. Although you will initially have to fork out a huge sum of money to begin with in the end you will save yourself the headache of having to pay out for rent every year or two. Depending on the area that you live, renting is by no means cheap.
If buying is your choice then there are some really great companies that are producing affordable homes around Ghana.
Beware though, if you are an “expat” the rules on buying property can be slightly different so you might want to check if you are leasing the property for 50 years or 99, VERY IMPORTANT!
As Accra is the capital most land now is only available as leasehold and not freehold. If you specifically want freehold then you will more than likely have to travel outside of Accra to purchase.